Michelle Taylor

Michelle Taylor

Partner

Michelle is a Partner at Stephenson Harwood. Michelle advises on debt capital markets, banking and finance transactions, with a particular emphasis on structured finance, securitisation, asset-backed and secured finance, structured products and derivatives.

D +852 2533 2788

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Awards and Recognition

Capital Markets: Securitisation (International Firms) - China: Band 1 Lawyer

Chambers APAC 2026

Capital Markets: Securitisation & Derivatives: International Firms - South Korea: Band 1 Lawyer

Chambers APAC 2026

Structured Finance and Securitisation in Hong Kong – Leading Individual

Legal 500 APAC 2026

Capital Markets: Foreign Firms in South Korea – Recommended Lawyer

Legal 500 APAC 2026

Biography

Language - English

Jurisdiction - Hong Kong

During her nearly 30-year-long career in Hong Kong, Michelle has executed complex cross-border finance solutions for clients across the Asia Pacific region in various industries including financial services, aviation, shipping, consumer credit, energy and real estate. She has been at the forefront of the Asian securitisation market since its development in the late-1990s, and advised on the first deals in many jurisdictions such as Korea, the PRC and Malaysia.

Michelle is recognised by Chambers Global, Asia Pacific and Greater China Region as a Band 1 lawyer in Capital Markets for both China and South Korea. She is also listed as a leading individual by Legal 500 Asia Pacific.

Experience

  • Cross-border securitisations

    Advising on cross-border securitisations of credit card receivables, auto loan receivables, personal loans, mortgages, lease receivables, airline ticket and air-cargo receivables, shipping receivables, collateralised bonds and loans, natural assets and non-performing loans.

  • PRC secured offshore lending

    Advising on PRC secured offshore borrowing and lending (backed by assets such as commercial real estate, local government bonds, non-performing loans, consumer receivables).

  • Aviation and shipping receivables

    Advising on airline ticket and airline/shipping cargo receivable securitisations for clients in the PRC, Korea and the Philippines.

  • PRC commercial real estate finance

    Advising on commercial real estate lending transactions in the PRC (including commercial mortgage-backed securitisations).

  • Acquisition financing

    Advising on acquisition financing.

  • Portfolio disposals

    Advising on disposition of performing/non-performing portfolios of investments and securities (auctions and debt capital markets).

  • Offshore investment structures

    Advising on bespoke offshore investment structures for PRC investors.

  • Covered bond transactions

    Advising on covered bond transactions.

  • Secured and guaranteed debt issuance

    Advising on issuance of guaranteed and/or secured loans and bonds.

  • Credit derivatives

    Advising on credit derivatives (including credit default swaps, credit-linked notes and total return swaps).