Contact details

Mark Reed

T: +852 2533 2888 M: +852 9353 1359 Email Mark | Vcard Office: Hong Kong


Banking and finance China (Band 4) and Financial services: Non-contentious regulatory China (Band 3)

Banking and finance China (Band 4) and Financial services: Non-contentious regulatory China (Band 3)

Winner - The i-law Maritime Law Award

Winner - The i-law Maritime Law Award

Mark Reed Partner

Contact details

Mark Reed

Mark Reed

T: +852 2533 2888 M: +852 9353 1359 Email Mark | Vcard Office: Hong Kong

Focusing on the financial services sector, Mark drives financing transactions and advises on regulatory, commercial, insolvency and employment issues. His technical strength, hands-on approach and 30+ years in Hong Kong enable him to get the results his clients want. Mark heads the Hong Kong office’s finance group.
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With a wide-ranging commercial law background developed in London and Hong Kong, Mark specialises in providing general banking, finance, insolvency, employment and financial services regulatory compliance advice.

His clients range from financial services providers such as banks, brokers, financial advisers, asset managers and fintech providers, to financial services users such as borrowers, investors and issuers as well as insolvency practitioners. He is known to be technically strong in English and Hong Kong laws but focused on results: “Mark Reed is extremely knowledgeable and helpful and has a commercial approach” (Asia Pacific Legal 500 2015).

Mark is also well known for his regulatory licensing and compliance advice and has helped establish many businesses in Hong Kong, overcoming regulatory problems. He is described as a “hugely responsive and attentive lawyer who possesses excellent knowledge of the Hong Kong regulatory regime” (Chambers Asia 2014).

He has experience of most types of finance transactions and is one of the few Hong Kong lawyers having trade and commodity finance expertise. In addition, Mark has worked on many high profile insolvent restructurings in London and Hong Kong, including acting for Sky TV in the UK and TSL Jewellery and Winsway in Hong Kong.

“The speed and accuracy of the work really stand out, both precise and commercially savvy.” 

Chambers Asia Pacific 2013

  • Finance
  • Regulatory compliance
  • Trade finance
  • Restructuring and insolvency
  • Employment

Lender's side

Structuring, documenting and negotiating secured and unsecured financings of all kinds for banks, money lenders, funds, family offices and other lenders.

Borrower's side

Negotiating secured and unsecured financings of all kinds for financial institutions, corporates, individual funds and other borrowers.

Finance asset sales and mergers

Advising buyers and sellers of loans and other finance assets, including on mergers of financial institutions.

More: Finance

Financial business licensing

Advising what regulatory licences are needed for banking, lending broking, advisory, asset management, fintech and other financial services businesses and obtaining those licences.

Financial product authorisation

Advising on whether and, if so, how financial products may be marketed and obtaining any regulatory authorisations needed.

Financial services compliance

Advising on compliance with financial services laws, regulations and codes and assisting with investigations by regulatory bodies.

More: Regulatory compliance

Vanilla trade finance

Advising on structures and documentation involving letters of credit, bills of exchange and performance bonds.

Receivables finance

Structuring, documenting and advising on all types of receivables and inventory financings, including warehouse financing, factoring and forfaiting, lending on the security of receivables and open account finance.


Advising on disputed claims on letters of credit, demand guarantees and other similar bank undertakings.

Trade finance


Advising borrowers and lenders on consensual debt restructuring and security enforcement in respect of borrowers in financial difficulties.

Insolvency office holders

Advising insolvency office holders on the enforcement or close-out of financial transactions entered into by the insolvent corporate.

Insolvency risks

Advising finance providers and users on the risks of challenge to finance transactions on insolvency and corporate law grounds.

More: Restructuring and insolvency


Advising employers and employees on new employment in the financial services industry, particularly in relation to bonuses, restrictive covenants and termination provisions.


Advising employers and employees on employment terminations in the financial services industry.

Employment visas

Obtaining employment visas for expatriates coming to work in Hong Kong.

More: Employment
  • Banks and banking
  • Funds and financial services

External in-house adviser

Acting as an external in-house adviser to banks, money lenders and fintech providers on a wide variety of issues arising in the course of their day-to-day business, including in relation to financing transactions, regulation, security enforcement, restructuring, employment and commercial arrangements.

Trade finance

One of the few trade finance experts in the Hong Kong market serving banks such as Wells Fargo, JP Morgan and HSBC.


Adviser of choice on financial services regulatory issues for several household names in banking.

More: Banks and banking 


Providing regulatory advice to fund managers, asset managers and other service providers in the asset management industry.


Structuring, documenting and negotiating debt/equity financing transactions entered into by hedge and PE funds.


Advising fund managers on their staff hiring and firing programmes.

More: Funds and financial services
  • China

Hong Kong as gateway into and out of China

Advising on the use of Hong Kong as a conduit for investment into or out of mainland China.

Cross border financing for China business

Advising on Hong Kong and English law financing transactions for borrowers whose businesses and assets are principally in mainland China.


Co-ordinating regulatory advice for financial service businesses wanting clients or business in China.

More: China


Banking and finance China (Band 4) and Financial services: Non-contentious regulatory China (Band 3)

Banking and finance China (Band 4) and Financial services: Non-contentious regulatory China (Band 3)

Winner - The i-law Maritime Law Award

Winner - The i-law Maritime Law Award

Latest news & insights

06 Nov 2018

From Insights

Key messages from the SFC’s new regulatory framework on virtual asset management, fund distribution and trading platform operation

It was reported by the Financial Stability Board that crypto-assets, such as bitcoin and ether, reached an estimated total market capitalisation of US$830 billion on 8..


03 Jul 2018

From Insights

Recent updates on the PI Rules, the Code of Conduct and the Fund Manager Code of Conduct

There have been three regulatory updates following the consultations by the Securities and Futures Commission (SFC) on various topics.


27 Feb 2018

From Insights

Hong Kong securities regulator warns of cryptocurrency risks again

On 9 February 2018, the Securities and Futures Commission (the “SFC”) issued a statement (the “Statement”), cautioning investors again of the potential risks of invest..


22 Dec 2017

From Insights

The SFC’s Fintech Regulatory Sandbox – What does this mean for you?

Following the launch of the Securities and Futures Commission’s Fintech Contact Point and Fintech Advisory Group in March 2016, the SFC introduced the Fintech Regulato..


21 Dec 2017

From Insights

Bitcoin Futures – the SFC outlines the regulatory requirements and risks associated with cryptocurrency-related investment products

The Securities and Futures Commission released a circular on 11 December 2017, outlining the legal and regulatory requirements of providing financial services in relat..


15 Sep 2017

From Insights

Setting up a P2P lending platform - What do you need to do?

Previously we have examined the potential HK regulatory pitfalls in equity crowd funding. We now examine the issues that may arise in loan crowdfunding, which is commo..


21 Dec 2016

From Insights

Eating or drinking on the MTR – a lesson in the importance of precise contract wording

Ever been annoyed by the MTR’s public announcements about what you can or cannot do? A common one used to be “Eating and drinking is not allowed in trains or the paid ..


31 Aug 2016

From News

Stephenson Harwood advises on landmark stored value license in Hong Kong

Stephenson Harwood has advised TNG on its successful application to the Hong Kong Monetary Authority for a licence to provide stored value facilities (SVF).


16 Aug 2016

From Insights

Dangers of selling managed real estate projects, Structuring unregulated multi-investor private investment vehicles

During this year, certain court decisions and SFC enforcement activity have shed some light on the regulatory issues arising when structuring and selling real estate i..


29 Jun 2016

From News

Stephenson Harwood completes major cross border restructuring

Deal paves the way for further Hong Kong and BVI schemes to be used to restructure foreign law governed debt


05 Jun 2015

From Insights

Regulatory update - Court of Final Appeal’s ruling on an investment product advertising case

We look at a recent high court decision concerning the relief of distributors of securities investments in Hong Kong.


© Stephenson Harwood LLP 2016. Any reference to Stephenson Harwood in this document means Stephenson Harwood LLP and/or its affiliated undertakings. Any reference to a partner is used to refer to a member of Stephenson Harwood LLP.