Banks and banking
Banks
Advising on their merchant management platform and payment gateways. Reviewing agreement between banks and merchant and with customers.
Establishment, acquisition and closure of banking businesses in HK
Acted for major US, Canadian and European banks on the M&A, establishment and closure of banking businesses in HK, and advised on HKMA authorisation issues, cross-border compliance matters and post-acquisition integration issues.
Regulatory
Advised clients on complying with the Banking Ordinance , Money Lenders Ordinance, Payment Systems and Stored Value Facilities Ordinance, Securities and Futures Ordinance etc.
P2P secured lending
Advised a licensed money lender on the structuring, set-up and operation of an online P2P lending platform, the first of its kind in Hong Kong.
Technology
Market-leading online securities broker
Advised a market-leading online securities broker, a prominent HK financial conglomerate and other SFC-licensed intermediaries on on-going legal and regulatory compliance matters such as: structuring of investment service offerings, client on-boarding, preparation of customer documentation and advising on compliance with regulatory obligations under the SFO, the PDPO and the SFC's various codes and guidance.
Establishing online banking platforms
Assisted a number of virtual banks in establishing their online banking platforms, provided guidance on the regulatory issues from online client on-boarding and the offering of banking or investment-related products/services via mobile app, and assisted in the preparation of its client documentation.
Provider of custody and key storage solutions for holders of cryptocurrencies
Advised a provider of custody and key storage solutions for holders of cryptocurrencies and virtual assets borrowing/lending services on the regulatory licensing and authorisation requirements in HK.
Digital Money Management Platform
Assisted a prominent HK financial conglomerate in establishing its digital wealth management platform, provided guidance on the regulatory issues from online client on-boarding and the offering of investment-related products/services via mobile app, and assisted in the revamp of its client documentation.
P2P secured lending
Advised a licensed money lender on the structuring, set-up and operation of an online P2P lending platform, the first of its kind in Hong Kong.
Digital asset custodians
Advised a provider of custody and key storage solutions for holders of cryptocurrencies and virtual assets borrowing/lending services on the regulatory licensing and authorisation requirements in HK.
A US-based cryptocurrency exchange operator
Acted for the provider of a cryptocurrency exchange, tokenization services and hot and cold wallet storage solutions on its application to the SFC for a licence to conduct regulated activities in HK.
Trade finance platforms
Advised an emerging fintech company which operates an online trade financing platform in preparing its full suite of standard factoring documents and security documents.
More: Technology
Funds and financial services
Establishment, acquisition and closure of investment-related businesses in HK
Assisted securities firms and asset managers on the M&A, establishment and closure of investment related businesses in HK. Advising on approval/notification requirement and liaising with the relevant regulators.
Financial institutions
Advised financial institutions on the structuring and marketing of their lending products, preparation of their client documentation, and provided on-going guidance on various regulatory compliance matters under the MLO and licensing conditions, data privacy and KYC requirements.
Product authorisation and distribution
Advised various financial institutions on the authorisation requirements of offering and distributing investment products in HK, including those linked to insurance, securities, futures or FX.
Digital Money Management Platform
Assisted a prominent HK financial conglomerate in establishing its digital wealth management platform, provided guidance on the regulatory issues from online client on-boarding and the offering of investment-related products/services via mobile app, and assisted in the revamp of its client documentation.