Regulatory compliance

Regulatory

Advised clients on complying with the Banking Ordinance , Money Lenders Ordinance, Payment Systems and Stored Value Facilities Ordinance, Securities and Futures Ordinance etc.

Financial services compliance

Advising on compliance with financial services laws, regulations and codes and assisting with investigations by regulatory bodies.

Product authorisation and distribution

Advised various financial institutions on the authorisation requirements of offering and distributing investment products in HK, including those linked to insurance, securities, futures or FX.

Digital asset custodians

Advised a provider of custody and key storage solutions for holders of cryptocurrencies and virtual assets borrowing/lending services on the regulatory licensing and authorisation requirements in HK.

Finance

Lender side

Structuring, documenting and negotiating secured and unsecured financings of all kinds for banks, money lenders, funds and other lenders.

Borrower side

Negotiating secured and unsecured financings of all kinds for financial institutions, corporates, individuals, funds and other borrowers.

Finance asset sales and mergers

Advising buyers and sellers of loans and other finance assets including providing guidance on mergers of financial institutions.

Commercial, outsourcing and technology

Market-leading online securities broker and other securities firms and asset managers

Advised a market-leading online securities broker and other SFC-licensed intermediaries on on-going legal and regulatory compliance matters such as: structuring of investment service offerings, client on-boarding, preparation of customer documentation and advising on compliance with regulatory obligations under the SFO and the SFC's various codes and guidance.

HKT Flexi Limited

Advised HKT Flexi, a subsidiary of HKT Limited, on the successful launch of its online money lending business in Hong Kong.

Digital Money Management Platform

Assisted a prominent HK financial conglomerate in establishing its digital wealth management platform, provided guidance on the regulatory issues from online client on-boarding and the offering of investment-related products/services via mobile app, and assisted in the revamp of its client documentation.

A global online securities broker

Advised a prominent online securities broker on the digitization of the client on-boarding process and offering of trading services via mobile app.  

Banking and financial services regulation

Product authorisation and distribution

Advised various financial institutions on the authorisation requirements of offering and distributing investment products in HK, including those linked to insurance, securities, futures or FX.

Financial business licensing

Advising what regulatory licences are needed for banking, lending broking, advisory and other financial services businesses and obtaining those licences.

Financial services compliance

Advising on compliance with financial services laws, regulations and codes and assisting with investigations by regulatory bodies.

M&A of insurance-related businesses in HK

Acted in a number of acquisition involving insurance intermediaries. Advising on regulatory approval/notification requirements and liaising with the regulators. Giving advice in relation to the legal issues arising from the business of an insurance intermediary.

More: Banking and financial services regulation

Data protection and information

Data protection and data privacy

Advised financial institutions on data protection and privacy issues, such as data breaches, data retention periods and data access requests.

Financial institutions

Advised various financial institutions on the structuring and marketing of their lending products, preparation of their client documentation, and provided on-going guidance on various regulatory compliance matters under the MLO and licensing conditions, data privacy and KYC requirements.

A global remittance agent

Advised an online global remittance agent on digital client on boarding issues and establishment of new business lines.

Banks and banking

Banks

Advising on their merchant management platform and payment gateways. Reviewing agreement between banks and merchant and with customers.

Establishment, acquisition and closure of banking businesses in HK

Acted for major US, Canadian and European banks on the M&A, establishment and closure of banking businesses in HK, and advised on HKMA authorisation issues, cross-border compliance matters and post-acquisition integration issues.

Regulatory

Advised clients on complying with the Banking Ordinance , Money Lenders Ordinance, Payment Systems and Stored Value Facilities Ordinance, Securities and Futures Ordinance etc.

P2P secured lending

Advised a licensed money lender on the structuring, set-up and operation of an online P2P lending platform, the first of its kind in Hong Kong.

Technology

Market-leading online securities broker

Advised a market-leading online securities broker, a prominent HK financial conglomerate and other SFC-licensed intermediaries on on-going legal and regulatory compliance matters such as: structuring of investment service offerings, client on-boarding, preparation of customer documentation and advising on compliance with regulatory obligations under the SFO, the PDPO and the SFC's various codes and guidance.

Establishing online banking platforms

Assisted a number of virtual banks in establishing their online banking platforms, provided guidance on the regulatory issues from online client on-boarding and the offering of banking or investment-related products/services via mobile app, and assisted in the preparation of its client documentation.

Provider of custody and key storage solutions for holders of cryptocurrencies

Advised a provider of custody and key storage solutions for holders of cryptocurrencies and virtual assets borrowing/lending services on the regulatory licensing and authorisation requirements in HK.

Digital Money Management Platform

Assisted a prominent HK financial conglomerate in establishing its digital wealth management platform, provided guidance on the regulatory issues from online client on-boarding and the offering of investment-related products/services via mobile app, and assisted in the revamp of its client documentation.

P2P secured lending

Advised a licensed money lender on the structuring, set-up and operation of an online P2P lending platform, the first of its kind in Hong Kong.

Digital asset custodians

Advised a provider of custody and key storage solutions for holders of cryptocurrencies and virtual assets borrowing/lending services on the regulatory licensing and authorisation requirements in HK.

A US-based cryptocurrency exchange operator

Acted for the provider of a cryptocurrency exchange, tokenization services and hot and cold wallet storage solutions on its application to the SFC for a licence to conduct regulated activities in HK.

Trade finance platforms

Advised an emerging fintech company which operates an online trade financing platform in preparing its full suite of standard factoring documents and security documents.

More: Technology

Funds and financial services

Establishment, acquisition and closure of investment-related businesses in HK

Assisted securities firms and asset managers on the M&A, establishment and closure of  investment related businesses in HK. Advising on approval/notification requirement and liaising with the relevant regulators.

Financial institutions

Advised financial institutions on the structuring and marketing of their lending products, preparation of their client documentation, and provided on-going guidance on various regulatory compliance matters under the MLO and licensing conditions, data privacy and KYC requirements.

Product authorisation and distribution

Advised various financial institutions on the authorisation requirements of offering and distributing investment products in HK, including those linked to insurance, securities, futures or FX.

Digital Money Management Platform

Assisted a prominent HK financial conglomerate in establishing its digital wealth management platform, provided guidance on the regulatory issues from online client on-boarding and the offering of investment-related products/services via mobile app, and assisted in the revamp of its client documentation.