Contact details

Charlotte Drake

T: +44 20 7809 2583 Email Charlotte | vCard Office: London

Charlotte Drake Professional support lawyer and senior associate

Contact details

Charlotte Drake

Charlotte Drake
Professional support lawyer and senior associate

T: +44 20 7809 2583 Email Charlotte | vCard Office: London

Charlotte works as a professional support lawyer and a finance senior associate.
  • Profile

As a professional support lawyer Charlotte, supports the work of the partners and fee earners in the team. She coordinates and delivers legal training (both internally and to clients), drafts and updates the team's precedent documents, seeks to promote efficiencies in working practices (working closely with our innovation team) and provides information and commentary on legal developments and knotty legal problems to clients and our lawyers.

In her capacity as a senior associate Charlotte assists on corporate trust transactions.

Before becoming a professional support lawyer Charlotte worked as a transactional banking lawyer for many years. Charlotte divided her time between advising banks and borrowers on high profile, high value, real estate finance transactions and advising note trustees when transactions were in default. Charlotte advised the note trustee on a number of high profile restructurings and reorganisations including Railtrack, Marconi, British Energy, TH Global, the merger of Whistlejacket and White Pine (two SIVs) and the Battersea Power Station restructuring.

Charlotte also spent two years working as an in house lawyer at a well-known private bank.

She is currently an active member of various networks, including the City Finance PSL network.

Latest news & insights

01 Oct 2020

From Insights

LIBOR transition – what drafting should I use in my new facility?

There has never been any doubt that the task of shifting the loans market away from LIBOR onto alternative “risk-free” benchmark rates (“RFRs”) is a monumental one.

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16 Sep 2020

From Insights

Understanding Brexit

Despite all the information available on Brexit, it is sometimes difficult to work out where we are in the process. This page steps back from the detail and gives an ..

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06 Aug 2020

From Insights

Green shoots: the rise of the green finance revolution

Despite stiff competition from Brexit and Covid-19, climate change remains a topic never far away from the news headlines.

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24 Jul 2020

From Insights

Will I get paid and can I enforce?: Enforcement options for lenders

How do the Corporate Insolvency and Governance Act 2020, the Coronavirus Act 2020 and changes to the civil procedure rules impact on REF lenders' rights?

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23 Jul 2020

From Insights

UK Corporate Insolvency and Governance Act: Key changes for corporate trustees

The Corporate Insolvency and Governance Act 2020 (the Act) received Royal Assent on 25 June 2020, introducing what has been described as one of the most significant re..

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04 May 2020

From Insights

Advising on alternatives to LIBOR: the risks in going risk-free

LIBOR will cease to be published (or at least LIBOR panel banks will no longer be compelled to submit quotes) in December 2021.

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21 Apr 2020

From Insights

Finance talk - the legal view from Stephenson Harwood podcast

'Finance talk – the legal view from Stephenson Harwood' examines the latest issues and trends facing the international finance industry.

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30 Mar 2020

From Insights

Signing documents during the COVID-19 pandemic

Social distancing measures implemented to tackle the COVID-19 pandemic have made the signing of documents a more difficult process almost overnight, with signatories w..

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12 Mar 2020

From Insights

Sustainability-linked loans and green loans in the real estate finance market

Given our experience of sustainability-linked finance and green loans, and in light of increased queries on the topic from a number of our lender clients, we thought i..

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22 Oct 2019

From Insights

Who is the Noteholder? Confusion between the law and practice

“Who is a noteholder?” should be, but is not always, an easy question to answer and can cause complications for a note trustee with fiduciary duties to perform.

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20 Jun 2019

From Insights

Successor note trustee roles (opportunities and pitfalls)

The exponential growth of the debt capital markets before the Lehman crisis, and increasingly complex issues and conflicts arising on highly structured transactions, h..

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12 Jun 2019

From Insights

Penalty clauses and finance transactions

Freedom of contract is one of the fundamental strengths of English law. Contracting parties enjoy a high degree of certainty that the English courts will uphold the de..

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30 Jan 2019

From Insights

How reasonable do lenders need to be?

When a finance document gives a lender the right to exercise a power or discretion it is common for borrowers and their lawyers to add "acting reasonably" qualificatio..

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05 Oct 2018

From Insights

Stepping in or over-stepping?

The Court has recently been called upon to consider the validity of the purported appointment of administrators over the issuer of notes by a noteholder purporting to ..

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18 Sep 2018

From Insights

Land registration – more changes on the horizon for secured lenders?

On 24 July 2018 the Law Commission made 53 recommendations for reform of the Land Registration Act 2002 ("LRA 2002") in a long-awaited report which runs to 587 pages. ..

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